Blog Posts

Legal Insurance for Workers: A 2025 Essential for South African EmployeesLegal challenges can arise when you least expect them. From workplace disputes and unfair dismissals to labour grievances and personal legal matters, navigating the South African legal system can be expensive, time-consuming, and emotionally draining. In 2025, the need for legal insurance has never been greater—especially fo...

Find the Perfect Funeral Plan in PretoriaIn a world where financial uncertainty continues to rise, preparing for the inevitable is a responsible and loving step. In Pretoria, where the cost of living is increasing, more families are opting for funeral plans to reduce the financial and emotional burden when loss occurs. With 2025 bringing new regulations, rising funeral expenses, and evolving needs,...

How Gen Z’s Financial and Lifestyle Choices Are Reshaping the Future of Insurance and FinanceBucking the trend of previous generations’ financial choices, research indicates that rising rent, stagnant entry-level salaries and high asset prices have led many young adults to choose – or be forced by circumstance – to live with family.Further studies show that many Gen Z individuals – or Zoomers...

Secure Your Future Today: Top Life and Legal Insurance Solutions in Johannesburg for 2025In an unpredictable world, having a solid insurance plan in place is essential—not just for your peace of mind, but for your family’s long-term financial security. As 2025 unfolds, South African families, especially those in urban hubs like Johannesburg, are seeking insurance solutions that are accessible, ...

Secure Your Family’s Future: The Best Funeral Insurance Options in Gauteng for 2025Planning for the unexpected is a vital part of securing your family's future. In 2025, with the rising cost of living and funeral expenses, more families in Gauteng are turning to funeral insurance to ensure dignity and financial peace of mind when facing loss. Whether you're based in Pretoria, Johannesburg, or sur...

Legal challenges can crop up at any time, and it helps to have expert legal assistance in your corner to navigate the complexities of the South African legal system. Whether it's criminal, civil, or labour law, you need to have access to a good lawyer if you want a successful outcome. Unfortunately, legal services are notoriously expensive if you're going to pay for them out of pocket. Thankfully, ...

Talking about funeral cover with elderly family members can be touchy. It’s always uncomfortable to discuss death and its consequences, particularly with loved ones who might not want to think about it. However uncomfortable the topic might be, it’s important to discuss funeral cover options. When the day comes that you eventually need it, you’ll be glad that you have it. Here are some tips for h...

If you want to ensure you and your family are adequately covered against potential risks but still want to keep a reasonable budget amid the tight economic conditions we’re experiencing, you need to plan carefully.Here are some thoughts on budgeting for insurance in the current turbulent times:The Price of Peace of MindLife is fraught with risks. Every time you get in your car, for exampl...

Life is unpredictable, and financial planning plays a crucial role in ensuring that families remain stable even during life’s most challenging moments. One of the most overlooked aspects of financial security is funeral insurance, which provides families with the financial support needed to cover the high costs associated with burial and funeral services.In South Africa, where funeral traditions ...

In today’s fast-paced world, making informed financial decisions is more important than ever. One critical decision that many individuals and families face is choosing the right funeral insurance. Funerals can be expensive, and without proper planning, the financial burden can be overwhelming for loved ones left behind.With the advancement of technology, Artificial Intelligence (AI) and Natural L...

Life throws curveballs. Unexpected events, illnesses and even accidents can disrupt our lives and leave our loved ones vulnerable. This is where affordable life insurance becomes a crucial safety net, providing financial security and peace of mind during challenging times.What is Life Insurance?Life insurance is a contract between you and an insurance company. In exchange for regular premiums, ...

At COVER, I recently had the opportunity to speak with Jaco Mostert, Group CEO of Workerslife, about the evolving role of life insurance in addressing financial vulnerability and promoting economic stability.  Jaco shared valuable perspectives on wealth transfer, financial responsibility, and the challenges facing the insurance sector in South Africa.The Power of Wealth Transfer...

Insurance can seem complex, but it doesn't have to be. Here are no-nonsense answers to some of the most common questions we hear from our clients.1. What is Life Insurance and How Does It Work?Life insurance provides financial security for your loved ones in the event of your unexpected passing. You pay premiums, and if you die while the policy is in force, a death benefit is paid to your desig...

The festive season is over, the braai smoke has cleared, and we're staring down the barrel of a brand new year. We've made our resolutions, maybe even written down some ambitious financial goals. But along with the hope and optimism January brings, there's often that familiar feeling: a mix of excitement and anxiety. School fees are looming, those December splurges are showing up on our credit...

In today’s fast-paced and unpredictable world, protecting your family’s future has never been more important. Modern families face a variety of challenges, from managing daily expenses to safeguarding against unexpected events like illness, accidents, or loss of income. Family insurance solutions are the cornerstone of financial protection and help ensure that you and your loved ones are covered ag...

In today's uncertain world, building a secure future is not just a choice but a necessity. While financial planning involves budgeting, saving, and investing, one crucial aspect that is often overlooked is insurance. Insurance serves as the foundation of financial security, ensuring that individuals and families are protected against unforeseen risks, losses, and emergencies.This article explains w...

While car insurance, health insurance, and life insurance are often seen as essentials, legal insurance is frequently overlooked, even though legal assistance can be just as costly.There are a litany of civil issues that require the assistance of a lawyer, which can quickly become very expensive if you’re paying out of pocket. Here are some of the most common civil situations requiring legal expe...

As 2024 winds down, it’s the ideal time to reflect on your financial planning and ensure you’re prepared for any unforeseen circumstances. Personal insurance plays a vital role in securing your future, providing peace of mind, and offering a safety net for your loved ones.Let’s take a look at the importance of personal insurance and what options you need to consider as you wrap up the year on...

Thinking about funeral cover? You  are making a wise choice. because many people neglect to plan for this part of life and are faced with financial stress when it’s needed. Planning ahead helps avoid unexpected financial stress during difficult times.However, selecting the right funeral plan requires asking the right questions to ensure it is tailored to meet your needs and preferences. Here...

Divorce is not only an emotional challenge but also a complex legal process involving mediation, documentation, and formal procedures. In South Africa, divorce proceedings are categorised as either contested or uncontested. Understanding the differences between these two types can help streamline the process and reduce legal costs.What You Need to Know About Contested DivorceA contested divorce...

In an unpredictable world, ensuring your family’s financial stability and security has never been more critical. While traditional insurance policies may provide a safety net, they often lack the flexibility to address the unique needs of individual families. Customised insurance solutions bridge this gap, enabling you to tailor coverage to your specific circumstances. This article explores why custo...

Financial wellness is the cornerstone of a secure and stable life. It involves managing your financial resources wisely to meet both current and future needs while safeguarding against unforeseen events. Insurance plays a critical role in achieving financial wellness, acting as a protective barrier that shields individuals and families from financial hardships caused by unexpected life events.In th...

Life insurance is crucial for ensuring that your family is financially secure  in the unfortunate event of your passing. Without it, your bereaved loved ones may face significant financial strain, , compounding their emotional hardship Even if you have life insurance, it’s important to evaluate whether your coverage is adequate to meet your family's financial needs. Being underinsured c...

If you are planning to buy or sell property in South Africa, you will likely come across the term 'conveyancing fees’ and it’s best to be prepared for this early. Whether you're a first-time buyer, seasoned property investor, or a homeowner looking to sell,understanding conveyancing fees and their impact on your transaction is crucial..What are conveyancing fees and who pays them?Conv...

Life insurance has always been one of the most critical pillars of financial planning. In a country like South Africa, where economic uncertainties and social challenges exist, the importance of comprehensive life insurance cannot be overstated. Life insurance provides financial security to families, ensuring that they can maintain their quality of life, even in the event of the breadwinner’s passing...

In today’s rapidly evolving world, technology is reshaping industries across the globe. From healthcare to education, advancements in artificial intelligence (AI), data analytics, and digital platforms are transforming the way businesses operate and serve customers. The insurance sector is no exception to this transformation. The integration of technology into insurance processes, often referred to a...

Are you the breadwinner in your family? While you might take this role very seriously, it’s a task that is not getting any easier in the fluctuating economic climate. Fortunately, there are well-researched and tested methods to succeed at achieving long-term financial security. Others have done it; they are still doing it and you can too.This breadwinner’s guide offers hope in the form of long-term financial security for your family so you can confidently provide for their financial needs when you are not around.

Life insurance has long been considered a cornerstone of financial planning, providing security and peace of mind to individuals and their families. However, as the world evolves, so too do the needs and expectations of policyholders. Modern life insurance is no longer just about providing a lump sum upon death. It is about offering flexible, innovative, and adaptive solutions that cater to changing ne...

As we move further into the digital age, technology has become an integral part of the insurance industry. From how policies are issued to how claims are processed, the sector is undergoing a transformation that will redefine the way we think about and use insurance. This article explores the major insurance technology trends, how they are shaping modern coverage, and answers some frequently asked ques...

Losing a loved one is a deeply personal and heartbreaking experience. It can also throw you off track, leaving you confused about what arrangements to make in the midst of your grief.At this time, your unique cultural traditions and beliefs can provide comfort and closure as you honour the deceased and celebrate their life. Having a funeral cover that supports your cultural requirements will relieve significant stress.

If you own a business, it’s important to have legal insurance, as you never know when you might run into legal problems. Legal services are notoriously expensive, and without the necessary cover, you might end up bankrupting yourself to stay out of trouble or win a dispute.Let’s review some of the ways that legal cover can help

Life insurance is a vital component of financial planning, providing security and peace of mind to individuals and their loved ones. However, understanding the nuances of life insurance and the various options available can be daunting. Workerslife offers a comprehensive Life and Live Secure Benefit that is designed to meet the diverse needs of its customers. This article will address common queries re...

When it comes to securing the future and well-being of your family, ensuring they are financially protected in the event of your passing is a top priority. Funeral insurance plays a critical role in providing peace of mind and financial security during a time of grief. At Workerslife, we understand the importance of having a reliable funeral plan that meets your family’s needs. To help you make an in...

Workerslife lets you build your cover to suit your needs. We offer three crucial forms of insurance: funeral, life, and legal insurance. You can mix and match your cover to suit your specific needs and circumstances in any way that suits you.Funeral cover ensures that upon the passing of you or a dependent (spouse or children), all funeral related expenses are covered up to a specified upper limit, depending on the policy you choose.Life insurance ensures that, if you or one of your dependents passes away, your beneficiaries receive finances to keep them afloat. This ensures that you don’t leave your family destitute if you die.Legal insurance provides peace of mind that, in the event of a legal problem arising, you or your dependents can have access to legal expertise to see you through.

Having more than one funeral policy in South Africa can have several benefits and drawbacks. Let's take a look at some of the reasons why someone might take out multiple funeral policies and whether this is a good idea or not. The Payout Limit In South Africa, the law states that funeral insurance policy providers are limited to paying out no more than R100,000 per policy per insurer. In other words,...

South African women still face numerous vulnerabilities, even though much progress has been made to close the gender gap. Fortunately, when it comes to life insurance, South African women can expect to find empowerment, financial security, and equality. Here are ways that a good life insurance product, such as the Life and Live Secure benefit from Workerslife, can positively impact your life and help...

In South Africa, the driving force behind the country’s innovation and growth lies in the community of empowered black-owned businesses, each of which plays a pivotal role in transforming our economy.However, the legal complexities of running a business can sometimes undermine economic progress when handled carelessly. Whether it’s dealing with contracts, navigating disputes, or complying with regulations, there are numerous legal hurdles that lie in wait, ready to trip up the unprepared.Thankfully, at Workerslife—a proudly black-owned company—we provide dependable legal insurance to ensure that businesses like ours aren’t sidelined at the hands of legal matters.

In the ever-changing landscape of life, legal issues can arise unexpectedly, often bringing with them significant financial and emotional strain. Workerslife’s Comprehensive Legal Insurance is designed to bridge the gap, providing you with the necessary support to navigate these challenges. This article delves into how this insurance can protect your immediate needs and ensure you have peace of mind....

Losing a loved one is one of life's most challenging experiences. During such times, having the right funeral product can provide financial security and peace of mind. At Workerslife, we understand the importance of choosing a funeral plan that meets your family’s needs. This guide will help you navigate Workerslife’s funeral product offerings, ensuring you find the plan that best fits your require...

Securing Tomorrow Today: An In-depth Look at Workerslife's Life and Live Secure BenefitsLife is full of uncertainties, and planning for the future is crucial to ensure the financial security of your loved ones. Workerslife understands the importance of providing comprehensive insurance solutions that cater to the diverse needs of South African families. In this article, we delve into the details of...

In South Africa, everyone has the right to legal counsel. If you are accused of a crime, you have the right to either hire your own lawyer or have the state provide one for you.If you want to ensure quality legal representation on your side, it pays to have comprehensive legal insurance through a reputable provider like Workerslife.Let’s take a look at how the legal insurance we offer assists you in exercising your rights.

Losing a loved one is one of life's most challenging experiences, and during such times, having the right funeral product can provide financial security and peace of mind. At Workerslife, we understand the importance of choosing a funeral plan that meets your family's needs. In this guide, we'll walk you through Workerslife's funeral product offerings, helping you navigate the options and find the plan...

In today's uncertain world, ensuring financial security for yourself and your loved ones is more important than ever. Workerslife's Life and Live Secure Benefit is designed to provide peace of mind and financial stability in the face of life's uncertainties. This comprehensive insurance plan offers income protection and a safety net for your family, ensuring they are cared for even if you are no longer...

In today's unpredictable world, legal issues can arise unexpectedly, potentially causing financial strain and emotional stress. Workerslife offers Comprehensive Legal Insurance to provide you and your family with peace of mind and expert legal assistance when you need it most.What is Comprehensive Legal Insurance?Comprehensive Legal Insurance from Workerslife is designed to cover a wide range o...

When it comes to insurance coverage, many people find themselves debating which kind of coverage they should have life insurance or funeral cover.Ideally, you should have both, but if you’re in a position where you need to choose one or the other, here are some factors that you should consider before making a decision.The Purpose of the Coverage Life insurance and funeral coverage have distinctly different purposes.Funeral cover is specifically designed to cover the costs of having a funeral. This includes things like burial, cremation expenses, funeral service fees, and paying for a headstone and coffin, among other things.

It is important for your family to be aware of the kind of insurance coverage that you have so that they can access it when you pass.This is particularly true when it comes to funeral insurance, life insurance, and legal insurance. These are investments that can prove to be extremely valuable when you’re not around anymore.If your family knows about them, what their rights are, and how to process claims, it can help them avoid a lot of stress and difficulty in accessing your policies.

Life insurance is often viewed as something you will do when you are older, but in truth, it matters at every stage of life. From the optimism of your youth to the wisdom of your golden years, life insurance plays an important role in protecting your loved ones and securing your financial future.This blog post focuses on the key factors that make life insurance a good idea at every life stage.

In a world where legal matters can arise unexpectedly, having access to reputable legal advisors is vital. Whether you are facing a legal dispute,seeking contract advice, or simply require legal guidance, the right legal advisors can offer valuable support and peace of mind.Comprehensive legal insurance is designed to simplify the process of accessing reputable legal advisors, ensuring that you have the legal support you need, precisely when you need it.

As millennials in South Africa navigate the complexities of financial independence, one crucial aspect often overlooked is life insurance planning. Factors such as rising living costs, student loan debts, and uncertain job markets make things challenging enough.Our experts offer financial wisdom for millennials and advocate for the importance of life insurance planning.What is Life Insurance in a Nutshell? Life insurance is a contract between an individual and an insurance company. The individual makes regular premium payments, and in return, the insurance company provides a lump-sum payment to the policyholder’s beneficiaries on their death.

Insurance protects you, your family, and your assets when bad things happen, but what if that protection isn’t enough? Being underinsured can leave you vulnerable to unexpected expenses and financial strain.In this blog, we will explore how to spot if you are underinsured and how to take action to protect yourself.What Does it Mean to be Underinsured? Being underinsured means you do not have enough insurance to adequately protect yourself and your assets.

Discover practical tips to plan an affordable funeral. Creating a budget, comparing packages, coffin choices, and using digital options can help lower the cost.

Coping with emotions during the life insurance process begins with realising its importance for building the future financial well-being of your loved ones.

It is important to choose wisely when selecting life insurance beneficiaries. Read our guide on who you can choose and top advice to make the correct choice.

As you enter a new year, life insurance policies should be top of your New Year’s resolution list to ensure the financial security of the ones you love.

South African labour law is excellent, but you might need legal advice in complex cases. Thankfully, Workerslife offers comprehensive legal insurance. Learn more.

Ensuring that your family is provided for after your passing is one of the greatest gifts you can give them. Protect your legacy with Life & Live Secure.

See business scenarios where the right legal advice makes all the difference. Learn why Comprehensive Legal Insurance is a game-changer for businesses in SA.

Facing life's unpredictable challenges with a prepared mindset. See how our Live Secure Benefit assists you in navigating through life's financial hurdles.

Dive into the benefits of family-wide legal coverage. Learn why legal aid for the entire family is a vital shield against unseen legal hiccups in South Africa.

Discover the importance of generational wealth in South Africa and how you can successfully navigate its complexities to secure your family's financial future.

Explore the complexities of South Africa's legal landscape and discover why having comprehensive legal insurance is more than just a safety net—it's essential.

Explore how the Live Secure product by Workerslife protects South African families in times of uncertainty, ensuring financial stability and peace of mind.