Insurance can seem complex, but it doesn’t have to be. Here are no-nonsense answers to some of the most common questions we hear from our clients.
1. What is Life Insurance and How Does It Work?
Life insurance provides financial security for your loved ones in the event of your unexpected passing. You pay premiums, and if you die while the policy is in force, a death benefit is paid to your designated beneficiaries.
We offer a range of life insurance options, including our Life and Live Secure Benefit, designed to provide both life coverage and income protection.
2. What Are The Different Types of Funeral Benefits?
Funeral benefits help cover the costs associated with a loved one’s passing, easing the financial burden a memorial poses during an inherently difficult time for the family.
We provide a variety of options; amongst these are our Platinum Plus Funeral Benefit, our most comprehensive plan with enhanced benefits and services, and the POPCRU 25 Funeral Benefit specifically designed for members of the Police and Prisons Civil Rights Union.
3. What is Comprehensive Legal Insurance?
Comprehensive Legal Insurance provides access to legal assistance for a variety of everyday legal matters. Our policy covers a wide range of legal expenses, including legal representation, consultations, and more. Such insurance can help you resolve legal issues quickly and affordably, offering peace of mind that you can access quality representation in unexpected situations.
This type of insurance is particularly beneficial for individuals and families who may face legal challenges related to everyday life, such as disputes with landlords or neighbours, traffic violations, or consumer issues.
It can also prove valuable for small business owners who may encounter legal issues related to contracts, employment law, or intellectual property.
4. How Can I Make a Claim on My Insurance Policy?
First, review your policy documents to understand the claim process and required documentation, then notify us of the claim as soon as possible.
Once you have gathered all relevant documentation, such as medical records or police reports, we will guide you through the claim process and provide assistance every step of the way.
5. How Do I Choose the Right Insurance Policy for Me?
Choosing the right insurance policy involves assessing your individual circumstances, financial goals and risk tolerance. Our team of insurance professionals can help you understand your options and find the best policy to suit your needs.
Got more questions? We’re happy to help! Contact us today for help finding the right insurance solutions for your needs.